Cash-In-Safe Insurance

Every successful business needs complete protection against potential loss. In business, handling money in your safe often causes anxiety for everyone. These Cash-in-Safe insurance policies are very much helpful in such undesirable situations. Incidences like burglary or theft make you feel helpless. IKBZ insurance can help you successfully overcome these situations by putting you firmly in control of your business and dreaming of making it big.

This policy indemnifies you against loss of money whilst kept within the premises.

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Product Features
Product Features

What are covered under this Policy?
This Policy covers cash, bank & currency note, coins, certified cheques, money orders, postage cheques, postal cheques, securities and postage stamps secured in locked safe or vault/strong room at the premises of the insured.

Exclusion: manuscripts, accounts or records


Perils covered:
The following types of losses covered by this policy are:-

  • Burglary, Robbery
  • Any violent and Forcible Means


Major Exclusion under this Policy

  • To any loss due to any fraudulent act by the insured or a partner or an employee (except such acts by a messenger or custodian) discovered within three working days after the occurrence and in case of dishonest act committed several times before discovery, the date of discovery is assumed to be the first day of occurrence.
  • To any loss due to forgery, payment of money in any exchange or purchase or accounting or arithmetical errors or omissions.
  • To any loss due to any loss insured by fidelity guarantee.
  • To any loss due to war ( whether war be declared or not ), civil war , terrorism, strike , riots , civil commotion to a popular rising, rebellion, revolution, acquisition of property by order of public authority.
  • To any loss due to nuclear weapons, radiation or contamination by radio activity from any nuclear fuel or from any nuclear waste from the combustions of nuclear fuel.
  • Any loss or damage by fire however caused
  • Other exclusion as defined in the policy



The policy covers loss of money from within the locked safe or locked strong room due to burglary or robbery during working days or holidays will be compensated according to conditions under this Policy.

How to Claim?
How to Claim?

If any misfortune befalls, leave the worry to us but please,

  • Intimate such loss immediately so that a competent surveyor may be deputed to minimize the loss. IKBZ office or IKBZ agent or the employee of the company will guide you the steps to be done for claims.
  • Inform immediately to the police
  • Cooperate with surveyors by providing all necessary documents for assessment of loss.
  • Inform the particulars of all other existing insurances at the time of loss.

IKBZ ensures providing assistance fo fast track claim settlement.

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